Main comparison questions
- - Do I qualify for subsidies?
- - Does Silver cost-sharing reduction apply?
- - Are my doctors in network?
- - Are my prescriptions covered?
- - What is my real annual cost if I need care?
Warning flags
- - Choosing by premium only
- - Ignoring narrow networks
- - Missing special enrollment rules
- - Not checking formularies
- - Assuming off-Marketplace plans have the same protections