Expat + travel insurance desk
Organize coverage questions before you rely on a policy.
Use the desk to compare travel medical insurance, long-term expat coverage, evacuation, repatriation, pre-existing condition rules, destination requirements, and return-home care.
Expat insurance options
- - International private medical insurance
- - Local private insurance
- - Public-system eligibility if you become a resident
- - Employer or school coverage abroad
- - Travel medical insurance for shorter trips
- - Evacuation and repatriation coverage
What to compare
- - Country area of cover
- - Direct billing hospitals
- - Pre-existing condition rules
- - Emergency evacuation
- - Outpatient and prescription benefits
- - Maternity and chronic condition limits
Common mistake
- - Using short-trip travel insurance as long-term health coverage
- - Assuming US insurance follows you abroad
- - Ignoring local hospital deposit rules
- - Not planning evacuation or return-home care
Public healthcare abroad
Can Americans qualify for public healthcare as expats?
Some countries allow eligible residents, workers, students, or long-stay expats into public systems, but tourist access, waiting periods, private hospital gaps, and visa insurance rules still matter.
Country and city clusters
Compare expat insurance options by destination.
Built for Americans living, retiring, studying, working remotely, or traveling long term in Mexico, Canada, Europe, Asia, Latin America, Australia, and New Zealand.