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Expat insurance

Living abroad usually needs more than travel insurance.

Compare international health insurance, local-market coverage, direct billing, preauthorization, exclusions, evacuation, and medical care in multiple countries.

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What to compare

  • - Country area of cover
  • - Direct billing hospitals
  • - Pre-existing condition rules
  • - Emergency evacuation
  • - Outpatient and prescription benefits
  • - Maternity and chronic condition limits

Common mistake

  • - Using short-trip travel insurance as long-term health coverage
  • - Assuming US insurance follows you abroad
  • - Ignoring local hospital deposit rules
  • - Not planning evacuation or return-home care

Public healthcare abroad

Can Americans qualify for public healthcare as expats?

Some countries allow eligible residents, workers, students, or long-stay expats into public systems, but tourist access, waiting periods, private hospital gaps, and visa insurance rules still matter.

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Country and city clusters

Compare expat insurance by destination.

Built for Americans living, retiring, studying, working remotely, or traveling long term in Mexico, Canada, Europe, Asia, Latin America, Australia, and New Zealand.

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