Cost pieces
- - Monthly premium
- - Deductible
- - Copays
- - Coinsurance
- - Out-of-pocket maximum
- - Out-of-network exposure
- - Prescription tiers
- - Procedure and facility bills
Before expensive care
- - Ask for billing codes
- - Confirm network status
- - Check prior authorization
- - Ask about anesthesia/lab/imaging bills
- - Plan follow-up and rehab costs