Ask directly
- - Does this cover the planned procedure?
- - Does it cover complications from elective care?
- - Does coverage continue after I return home?
- - Are revisions excluded?
- - What documents are required for claims?
High-risk assumptions
- - Standard travel insurance pays for the procedure
- - Complications are automatically covered
- - Local doctors will take over follow-up
- - A cheap policy can protect a complex surgery plan