Mental health cost guide
Online Therapy Costs: insurance, self-pay, and affordability questions
Online therapy pricing varies by platform, provider license, visit type, messaging, insurance, state, and whether psychiatry is included.
Cost factors to compare
Weekly or session-based pricing
Insurance coverage
Provider license
Messaging vs video
Psychiatry add-on
Cancellation and switching rules
Insurance questions
Is behavioral health managed by a separate company?
Is the provider in-network for this exact plan?
Does telehealth have the same cost share?
Is prior authorization required for psychiatry, testing, or higher levels of care?
What out-of-network benefits exist?
GlobalCareNavigator provides educational mental health navigation only. It does not diagnose, provide therapy, prescribe medication, offer crisis counseling, or replace licensed mental health professionals, emergency services, insurers, or local crisis teams.